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Student Financial Information

NOTE: All information regarding college expenses and financial aid is subject to change without notice by official action.

Web Catalog Information Subject to Change

The web version of the ESF Catalog is updated as needed throughout the year. To view the version officially associated with a particular date of entry to the College, please refer to the appropriate catalog of record.

Student Financial Information

NOTE: All information regarding college expenses and financial aid is subject to change without notice by official action.

College Expenses

The ESF tuition and college fee structure is set by the State University of New York Board of Trustees and generally covers the costs associated with instruction and the use of facilities and services at the College.

Tuition Schedule as of the beginning of the 2013-14 Academic Year

Residency

For purposes of tuition, “residence” refers to the principal or permanent home to which the student returns. Students who believe they qualify as New York residents may apply for a change in residency after they are accepted by ESF. Application forms are available in the Office of Business Affairs in 102 Bray Hall.

NOTE: Tuition is subject to change at any time by official action.

Status

New York State Resident Students

Out-of-State  Students

Undergraduate
Full-time

$3,085 per semester (maximum total tuition for 12 credit hours or more)

$7,910 per semester (maximum total tuition for 12 credit hours or more)

Undergraduate
Part-time

$257/credit hour

$659/credit hour

Graduate
Full-time

$5,185 per semester (maximum total tuition for 12 credit hours or more)

$10,095 per semester (maximum total tuition for 12 credit hours or more)

Graduate
Part-time

$432 per credit hour

$841 per credit hour

Additional Expenses

Fees and Other Expenses

Several mandatory, optional and/or program-specific fees add to the cost of attendance. In addition to the costs of books and supplies, there may be expenses associated with a specific degree program, including summer field experience costs, study abroad expenses, Syracuse University course or lab fees, etc. Personal expenses include clothing, transportation, recreation, etc. Details are found on the bursar website:

Housing and Meal Plans

Most entering freshmen are required to live in college housing and sign on to a meal plan (offered by Syracuse University). Students are not required to live on campus after their freshman year. Entering transfer students and continuing ESF students may choose to live on campus or off campus, with housing and meal costs charged accordingly. Visit the ESF housing website for details.

Ranger School Expenses

Please see the Ranger School site for detailed expenses for The Ranger School at the Wanakena campus.

Terms of Payment

New undergraduate students pay an advance payment deposit and must pay ensuing bills according to a payment schedule set by the college. Information on the deposit, payment schedule, late fees, refunds and all other topics related to student financial obligation are available on the Bursar's website.

Financial Aid

The College offers these basic forms of student financial assistance: scholarships or grants; part-time employment; educational loans; diversity student scholarships and fellowships; assistantships, tuition scholarships, and fellowships for graduate students; a deferred tuition payment plan; and sources of non-need loans to students and parents.

Federal and state financial aid programs are for United States citizens, permanent residents or holders of I-151 cards. International students will be considered for academic merit-based scholarships, assistantships and fellowships, but are not eligible for need-based student financial assistance. Aid programs are coordinated to supplement parental support, summer work, savings, and assistance from other sources. The sources of funds for financial assistance programs, the guidelines for determining the recipients, the procedures for applying, and the method of disbursement of funds vary from one program to another. This information is presented in detail in the ESF Financial Aid and Scholarships Guide, which is a separate publication that is mailed to all applicants and is available through the Office of Financial Aid and Scholarships.

Financial aid is awarded primarily on the basis of financial need. Some scholarships and fellowships, however, are based on other criteria, such as academic achievement or minority status. Assistantships, tuition scholarships and fellowships for graduate students are awarded based upon academic achievement.

In order for students to receive aid, they must be making satisfactory academic progress toward a degree. Please refer to the appropriate sections under New York State Awards and Federal Awards later in this chapter for satisfactory academic progress requirements.

Financial aid advisors are aware of the many problems associated with financing higher education and meeting living expenses for both undergraduate and graduate students and are available to discuss individual problems. All students are encouraged to apply for financial aid.

Applying For and Receiving Aid

How to Apply

Students interested in receiving financial assistance, with the exception of graduate assistantships, tuition scholarships, and fellowships, must complete the Free Application for Federal Student Aid (FAFSA). The FAFSA should be completed as soon as possible after January 1, prior to the academic year of attendance at ESF. The application must be submitted, processed and received by ESF by March 1. FAFSA data will be accepted after March 1, but available funds may already be committed to other students. Prospective students do not need to receive notification of acceptance to ESF before applying for financial aid, however, they must be accepted to the College before a financial aid decision is rendered.

Paper versions of the FAFSA are available for download in PDF format at http://studentaid.ed.gov/resources or in the SUNY-ESF Office of Financial Aid, high school guidance offices, and other college financial aid offices. Students are highly encouraged to consider using the on-line version of the FAFSA, available at www.fafsa.ed.govStudents and parents should also apply for a Federal pin number, which enables the use of electronic signatures and provides access to on-line financial aid records. PIN numbers can be requested at www.pin.ed.gov.

F A F S A image

Application procedures and eligibility status can frequently change. Applicants are encouraged to contact the Financial Aid Office for the latest information and requirements.

New York State Tuition Assistance Program (TAP)

A separate application is required for students interested in TAP. Students who are New York State residents and list a New York State school while completing the FAFSA will be given the opportunity to complete an online Express Tap Application (ETA).  In order to start the application, simply click on the TAP link which appears on the FAFSA Confirmation Page. The online application may also be accessed at https://www.tapweb.org/totw.  New York State residents using the paper FAFSA and indicating a New York State school may complete the online TAP application using the previous link or complete the ETA which will be mailed automatically following the processing of the FAFSA.

TAP eligibility is determined by the New York State Higher Education Services Corporation (HESC).

Graduate Student Assistantships

The Financial Aid Office does not award assistantships or tuition scholarships for graduate students. Students interested in these forms of financial assistance should contact the Office of Instruction and Graduate Studies.

Verification of Information

All students who request financial assistance may be required to submit information about their and/or their family's personal financial situation prior to aid disbursement. The College may request copies of parents' and/or students' federal tax transcripts, along with other statements which will be used to verify other sources of income, family size, number of dependents in college, and other pertinent information.

Requests for verification information are authorized by the FAFSA signature process. Failure to comply with a request to verify pertinent information will result in the cancellation of any aid offered, and the possibility of legal action being taken by the U.S. Department of Education.

Satisfactory Academic Progress

In order for students to receive federal, state, and institutional aid, they must be making "satisfactory academic progress" toward a degree. The rules for satisfactory academic process depend upon the type of aid involved:

ESF College Aid

Full-time undergraduate students receiving any of the following ESF awards are eligible to have their awards renewed in future years if they maintain an overall Grade Point Average (GPA) as indicated:

  • Federal Academic Competitiveness Grant (ACG) - 3.00 GPA
  • ESF Transfer Scholarship - 2.50 GPA
  • ESF Phi Theta Kappa Scholarship - 3.00 GPA
  • ESF College Aid Grant - 2.50 GPA
  • ESF Renewal Grant - 2.50 GPA
  • ESF Presidential Scholarship - 3.00 GPA
  • ESF in the High School Scholarship - 3.00 GPA
  • ESF National Scholarship - 3.00 GPA
  • Federal SMART Grant - 3.00 GPA

Federal Student Aid

Undergraduate and graduate students must meet specified criteria in order to be eligible for Title IV Federal Student Assistance, which includes Federal Pell Grants, Federal Supplemental Educational Opportunity Grants, Federal Student Loans, the Federal College Work-Study Program, and the Federal Parent Loan for Undergraduate Students.

The criteria that students must meet to be eligible for Title IV student aid are the same criteria all ESF students must adhere to in terms of institutional academic policies and, specifically, academic progress requirements.

The evaluation criteria are the following:

  • an appropriate grade point average to ensure satisfactory academic progress;
  • the successful accumulation of credits toward a degree;
  • receipt of a degree within the prescribed time limit for that program. (Limits vary for individual programs; see below for standard).

Students receiving federal student aid funds must make steady academic progress toward their degrees. While most students pursue their degrees on a full-time basis, others do not. In order to allow for maximum flexibility to complete a degree, federal regulations state that students' maximum time to be eligible for federal aid shall not exceed 150 percent of the published length of time it takes to complete that degree on a full-time basis.

Additionally, federal student aid (Title IV) eligibility is related to the successful completion of credit hours earned versus attempted. This component of eligibility is referred to as Pursuit of Program. Pursuit of Program is defined as: The number of credit hours attempted divided by the number of credit hours earned. This equation is tied back into the overall credits needed to be earned to graduate for any of our degrees. Generally, the number of credits a student must earn each semester and year to remain fully eligible is 67 percent (.67).

This measurement is reviewed each semester and again at the end of each academic year. Students receiving federal student aid from Title IV programs must be making progress towards their degree at a rate of .67 earned out of hours attempted. An example is:

  1. Fall Semester Credits Attempted = 15
  2. Fall Semester Credits Earned = 12
  3. Pursuit of Program = 12 divided by 15 = .80

The earned credits exceed .67 and the student is eligible for continuing to receive Title IV aid by successfully meeting the Pursuit of Program component.

An example of an unsuccessful attempt is:

  1. Fall Semester Credits Attempted = 15
  2. Fall Semester Credits Earned = 6
  3. Pursuit of Program = 6 divided by 15 = .40

The credits earned fall below the standard of .67 and therefore the student does not meet the Pursuit of Program standard and will be reviewed by the Financial Aid office and Academic Standards Committee to determine if the student can be placed on probation or given a warning in order to continue to receive Title IV aid.

In severe cases the student may indeed lose eligibility for all Title IV aid.

Title IV Aid : Warning – Probation – Suspension and Appeals

Students receiving Federal Title IV aid will be reviewed by the College as stated above in order to comply with our responsibility with the regulations. This review will monitor progress towards a student’s degree as well as their overall grade point average. As a result of this semester or annual review, the student may receive a warning that indicates they are in danger of not making progress. Some students may be placed on probation yet allowed to receive aid. Students in this category will receive a suggested academic path to ensure their continued progress toward the degree. Students will remain eligible as long as they stay on target with the recommendation provided.

Some students may have their eligibility for Title IV aid revoked. If that occurs, the student can appeal that decision. Students who make an appeal of their loss of Title IV aid must contact the director of Financial Aid in written form. The appeal must contain information regarding:

  • Why the student failed to make progress toward the degree
  • What has changed for the student that will allow the student to make progress
  • What corrective action the student has taken to ensure successful completion toward the degree?

The following chart lists the maximum number of credit hours a student may take and still receive federal student aid. These figures are based on 150 percent of the credit hours required to complete each of the degrees offered by the College—regardless of the time it takes to complete that degree.

Standard of Satisfactory Academic Progress for Purpose of Determining Eligibility for Federal Aid
Degree
Credit Hours Required
Maximum Hours Allowed
Associate in Applied Science
  Environmental and Natural Resources Conservation
77
115
  Forest Technology
77
115
  Land Surveying Technology
77
115
Bachelor of Science
125
187
  Aquatic and Fisheries Science
126
189
  Bioprocess Engineering
127
190
  Biotechnology
123
184
  Chemistry
121
181
  Conservation Biology
126
189
  Construction Management
127
190
  Environmental Biology
126
189
  Environmental Education and Interpretation
126
189
  Environmental Health
122
183
  Environmental Resources Engineering
127
190
  Environmental Science
127
190
  Environmental Studies
121-124
186
  Forest Ecosystems Science
124
186
  Forest Health
126
189
  Forest Resources Management
125
187
  Natural Resources Management
122
183
  Paper Engineering
130
195
  Paper Science
126
189
  Sustainable Energy Management
120
180
  Wildlife Science
126
189
Bachelor of Landscape Architecture
150
225
Bachelor of Landscape Architecture/Master of Science
150/30
225
Master of Forestry
30
45
Master of Landscape Architecture
66
99
Master of Professional Studies (unless otherwise noted)
30
45
  Chemistry
33
49
  Environmental and Forest Biology
42
63
  Environmental Science
39
58
Master of Science (unless otherwise noted)
30
45
  Environmental Studies
37
55
Doctor of Philosophy
60
90
Appeal, Probation, Reinstatement

Students who fall below the minimum standards may appeal to the Associate Provost for Instruction and Dean of the Graduate School to retain their academic eligibility to receive Title IV Federal Student Assistance.

Appeals will be evaluated for mitigating circumstances such as injury or illness, and the likelihood that the student will be able to return to the appropriate standard. If the Associate Provost for Instruction and Dean of the Graduate School places a student on “academic probation,” the student remains eligible for Title IV aid as defined by the Statement of Good Academic Standing.

New York State Aid

All students who are awarded financial assistance will be required to maintain satisfactory academic progress each semester in order to keep their awards. Academic progress standards for all awards provided by New York are listed below. Recipients of a New York state award must adhere to the following state requirements:

  • Academic Progress: Students must meet the minimum standards listed in the following charts to be eligible for an award the next semester.
  • Program Pursuit: Students must complete a minimum number of credit hours each semester based on a full-time course load of 12 credit hours.
    • Associate in applied science degree students must complete 75 percent of the full-time credit load. Therefore, they must receive at least nine credits per semester (.75 x 12 = 9).
    • Bachelor’s degree students must complete 100 percent of a full-time credit load (12 credit hours) each semester.
    • Graduate degree students must complete 100 percent of a full-time credit load (12 credit hours) unless they have an assistantship. Graduate students with an assistantship should see the section on credit hour load in the graduate academic policies section of this catalog for the definition of full-time status.
    • C Average: Students having completed their second academic year (or 24 payment points) must have a cumulative C (2.000) grade point average to retain their New York State Tuition Assistance Program (TAP) Award.
Waivers for New York State Awards

Students who fall below the credit or grade point average requirements listed on the following charts may apply for a waiver to continue their eligibility for financial aid. Students are allowed only one waiver during undergraduate work and only one waiver during graduate work. A waiver will be granted only after the student and College officials agree that a waiver is in the best interest of the student. The waiver is not automatic. The waiver must be filed within the academic period it should cover. Requests are made through the director of Financial Aid and Scholarships.

Waivers for the cumulative grade point average requirement may be granted only when failure to meet this requirement is due to:

  • the death of a relative of the student;
  • the personal injury or illness of the student;
  • other extenuating circumstances.

Requests for a waiver are made through the director of Financial Aid and Scholarships.

Standard of Satisfactory Academic Progress for Purpose of Determining Eligibility for New York State Student Aid

The charts below list the credit hours a student must complete and the grade point average a student must maintain to receive the award payment.

For students pursuing an associate degree program at ESF:

Payment
Credit Hours
Grade Point Average
#1
0
.000
#2
6
1.300
#3
15
1.500
#4
27
1.800
#5
39
2.000
#6
51
2.000

Noncredit remedial instruction can be counted toward a full-time academic load as set forth in 145-2.1 of the Commissioner’s Regulations. The number of credits in this chart refers to work completed toward the degree.

For students pursuing a bachelor’s degree program at ESF:

Payment
Credit Hours
Grade Point Average
#1
0
.000
#2
1
1.500
#3
15
.1.800
#4
27
1.800
#5
39
2.000
#6
51
2.000
#7
66
2.000
#8
81
2.000
#9
96
2.000
#10
111
2.000

Noncredit remedial instruction can be counted toward a full-time academic load as set forth in 145-2.1 of the Commissioner’s Regulations. The number of credits in this chart refers to work completed toward the degree.

For students pursuing any graduate degree program at ESF:

Payment
Credit Hours
Grade Point Average
#1
0
.000
#2
6
2.000
#3
12
2.500
#4
21
2.750
#5
30
3.000
#6
45
3.000
#7
60
3.000
#8
75
3.000

Types of Available Awards

NOTE: In the tables below, the term “Full-Time Undergraduate Student” in this chart means one taking at least 12 credit hours per semester in a degree/ certificate program; “Three-Quarter-Time Undergraduate Student” means one taking at least 9 credit hours per semester in a degree/ certificate program; “Half-Time Undergraduate Student” means one taking at least 6 credit hours per semester in a degree/certificate program. Graduate students not holding an assistantship are considered full-time if registered for 12 credit hours each semester. Graduate students holding an assistantship and/or tuition scholarship are full-time if registered for 9 credit hours each semester. This information is accurate as of 8/15/13.

ESF Scholarships and Grants

Scholarship Program Eligibility Amount Where to Apply
ESF Presidential Scholarships Winners are selected based on academic records, recommendations, and academic program requirements. Up to $3,000 per year for N.Y. residents and up to $8,000 per year for out-of-state residents. All freshman and transfer applications submitted to ESF by February 1 will be reviewed for possible selection.
ESF National Scholarships Awarded to outstanding students from outside NY State. Up to $8,000 per year. Renewable. All freshman and transfer applications submitted by February 1 will be reviewed for possible selection.
ESF Legacy Scholarships Children or grandchildren of ESF alumni enrolled in full-time undergraduate study. Up to five winners selected each year. $250 per semester for up to ten semesters. Renewable with cumulative GPA of 2.5 or higher. Complete family question on ESF's Supplemental Application for Admission to be considered.
Paper Science and Engineering Scholarships United States citizens enrolled in or admitted to the Paper Science or Paper Engineering programs. Entering freshmen are awarded a $1,000 scholarship for their first year. Amounts for transfer and continuing students are based on GPA. Students must apply annually by completing the FAFSA, available at www.fafsa.ed.gov.
ESF College Foundation Awards Students with financial need or academic merit enrolled at least half-time. Amounts for these awards vary from $100 - $5,000, depending upon need. Student must complete the FAFSA, available at www.fafsa.ed.gov.
Haudenosaunee Scholar Awards Certified citizenship in Mohawk, Oneida, Onondaga, Cayuga, Seneca or Tuscarora nations. $5,000 per year (full-time study only). Two scholarships awarded each year. Application available on Office of Financial Aid and Scholarships website: www.esf.edu/financialaid/.
Phi Theta Kappa Scholarships Community college transfer students who are members of PTK honor society. $1,500 per year. Renewable with GPA of 3.00 or higher. Proof of PTK membership submitted with application for admission.
National Merit, National Achievement, and National Hispanic Scholarships Semifinalists or finalists in any of these three national scholarship programs. Combined ESF Presidential and Merit Scholarships totaling up to $8,000 per year. Renewable. High school records provided for admission must indicate student's semifinalist or finalist selection.

State and Federal Government Grants

Need-based Grant Eligibility Amount Where to Apply
Federal Pell Grant Accepted or enrolled full-time, three-quarter-time, or half-time undergraduate students who demonstrate financial need. From $555 to $5,550. Cannot exceed one-half the cost of college expenses. Eligibility limited to 12 semesters. Students must submit the FAFSA, available at www.fafsa.ed.gov.
Federal Supplemental Educational Opportunity Grant (FSEOG) Full-time, three-quarter-time, or half-time undergraduate students with exceptional need. Up to $4,000, depending upon need and college expenses. Students must submit the FAFSA, available at www.fafsa.ed.gov.
New York State Tuition Assistance Program (TAP) Full or part-time students at any accredited college in New York State. Resident of New York State. Must demonstrate financial need. $500 to $5,000 for undergraduates, depending on NYS net taxable income and dependency status. Students must complete the FAFSA using the TAP section, available at www.fafsa.ed.gov.
Part-Time New York State Tuition Assistance Program (TAP) TAP eligible undergraduate students who were 1st time freshmen enrolled full-time in 2011-12, and must be enrolled in 6-11 credit hours per semester for 2012-13. $250 to $4,583 based on a prorated percentage of the full-time TAP grant equivalent. Students must complete the FAFSA and the TAP application.
Educational Opportunity Grant (EOP) Undergraduate students. Resident of NewYork State. For educationally and economically disadvantaged students. Varies according to individual need.Applicants must submit the Federal Income Tax Form. Guidelines are in the SUNY Application for Admission. Submit the FAFSA.

Federal Student Loans

Loan Program Eligibility Amount Where to Apply
Federal Perkins Loan For all full-time, three-quarter-time, or half-time students with financial need. Students borrow from the College on their own signature (no cosigner required). Amount varies according to student's need. The total loan limit is $27,500 for an undergraduate program and $60,000 for a graduate program. No interest while in school. Repayment at 5% interest begins 9 months after leaving school. Up to 10 years to repay. Average loan in 2012-13 was $2,092. Students must submit the Free Application for Federal Student Aid (FAFSA). www.fafsa.ed.gov

Federal Direct Loan

NOTE: Repayment begins 6 months after you graduate or fall below half-time status. You have up to 10 years to repay the loan. There is a 1.051% origination fee (for the federal government) deducted proportionately from your loan proceeds. The 2013-2014 interest rate is 3.86% for undergraduate student loans and 5.41% for graduate student loans.

For all full-time, three- quarter-time, or half- time students. There are subsidized loans (interest-free while in school) and unsubsidized loans (student responsible for interest while in school).

Students borrow from the Federal Government. Loans are processed through the College.

NOTE: Direct loans may be subsidized or unsubsidized or a combination. A subsidized loan is such that interest does not accrue while the borrower is in school. An unsubsidized loan is such that the borrower must make interest-only payments while in school or allow interest payments to be added to the principal.

NOTE: Average subsidized loan was $4,173 for undergraduate students in 2012-13. Average unsubsidized loan was $4,002 for undergraduate students and $12,061 for graduate students in 2012-13.

Dependent Students: The maximum per year is $5,500 for freshmen, with no more than $3,500 subsidized; $6,500 for sophomores, with no more than $4,500 subsidized; $7,500 for juniors and seniors, with no more than $5,500 subsidized. The borrowing limit for dependent undergraduate students is $31,000, with no more than $23,000 subsidized.

Independent students or students whose parents cannot borrow under the Federal Direct PLUS Loan Program: The subsidized and unsubsidized maximum per year is $9,500 for freshmen, $10,500 for sophomores, and $12,500 for juniors and seniors. The borrowing limit for independent undergraduate students is $57,500, with no more than $23,000 subsidized.

Graduate or Professional Students: The unsubsidized maximum is $20,500 per year (borrowing limit is $138,500 over lifetime in school). Interest subsidized loans will not be available to new borrowers after 7/1/12.

Students must submit the Free Application for Federal Student Aid (FAFSA). www.fafsa.ed.gov
Federal Direct PLUS Loan For parents or guardians of financially dependent undergraduate students. Graduate students may also borrow Direct PLUS loans. The maximum is the cost of education at ESF minus any estimated financial aid. Borrowers must meet established credit criteria. Loan repayment begins 60 days after the loan is fully disbursed. The 2013-2014 interest rate is 6.41%. There is a 4.204% origination fee. Students must submit the Free Application for Federal Student Aid (FAFSA). www.fafsa.ed.gov

Student Employment

Employment Program Eligibility Amount Where to Apply
Federal Work-Study For full-time, three-quarter-time, or half-time students with financial need. Opportunities for employment are offered during the academic year and/or summer. Students may work up to 20 hours per week when classes are in session or up to 40 hours per week during vacations. Hourly wages up to $8.00 per hour during the academic year, or $9.00 per hour for summer employment.

Students must submit the FAFSA application at www.fafsa.ed.gov, and the appropriate tax forms.

Job Location and Development Program For all ESF students. Students are connected to job opportunities with local employers. Wage and hours will vary according to job offers. Apply by visiting the ESF job locator in the Financial Aid Office.

Graduate Student Assistantships

Assistantships Eligibility Amount Where to Apply
Graduate Assistantships Assistantships sponsored by N.Y. State and various research projects are available. Students assist with instruction, research, and support operations for an assigned program area. Graduate assistants normally work for 10–20 hours per week. The award range is generally $11,000–$30,000 per year, and a tuition scholarship may also be provided. Financial need is not a criterion for qualification. The application for admission serves as the application for graduate assistantships for beginning students. Continuing students should contact their department chair.

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