Types of Available Awards
NOTE: In the tables below, the term “Full-Time Undergraduate Student” in this chart means one taking at least 12 credit hours per semester in a degree/ certificate program; “Three-Quarter-Time Undergraduate Student” means one taking at least 9 credit hours per semester in a degree/ certificate program; “Half-Time Undergraduate Student” means one taking at least 6 credit hours per semester in a degree/certificate program. Graduate students not holding an assistantship are considered full-time if registered for 12 credit hours each semester. Graduate students holding an assistantship and/or tuition scholarship are full-time if registered for 9 credit hours each semester. This information is accurate as of 7/26/2017.
ESF Scholarships and Grants
|Scholarship Program||Eligibility||Amount||Where to Apply|
|ESF Presidential Scholarships||Awarded to outstanding students from NY State. Recipients are selected based on academic records, recommendations, and academic program requirements.||Up to $3,000 per year. Renewable||All freshman and transfer applications submitted to ESF by February 1 will be reviewed for possible selection.|
|ESF National Scholarships||Awarded to outstanding students from outside NY State. Recipients are selected based on academic records, recommendations, and academic program requirements.||Up to $8,000 per year. Renewable.||All freshman and transfer applications submitted by February 1 will be reviewed for possible selection.|
|ESF Legacy Scholarships||Children or grandchildren of ESF alumni enrolled in full-time undergraduate study. Up to five winners selected each year.||$250 per semester for up to ten semesters. Renewable with cumulative GPA of 2.5 or higher.||Complete family question on ESF's Supplemental Application for Admission to be considered.|
|Paper Science and Engineering Scholarships||United States citizens enrolled in or admitted to the Paper Science or Paper Engineering programs.||Entering freshmen are awarded a $1,000 scholarship for their first year. Amounts for transfer and continuing students are based on GPA.||Students must apply annually by completing the FAFSA, available at www.fafsa.gov.|
|ESF College Foundation Awards||Students with financial need or academic merit enrolled at least half-time.||Amounts for these awards vary from $100 - $5,000, depending upon need.||Student must complete the FAFSA, available at www.fafsa.gov.|
|Haudenosaunee Scholar Awards||Certified citizenship in Mohawk, Oneida, Onondaga, Cayuga, Seneca or Tuscarora nations.||$5,000 per year (full-time study only). Two scholarships awarded each year.||Application available on Office of Financial Aid and Scholarships website: www.esf.edu/financialaid/.|
|Phi Theta Kappa Scholarships||Community college transfer students who are members of PTK honor society.||$1,500 per year. Renewable with GPA of 3.00 or higher.||Proof of PTK membership submitted with application for admission.|
|National Merit, National Achievement, and National Hispanic Scholarships||Semifinalists or finalists in any of these three national scholarship programs.||Combined ESF Presidential and Merit Scholarships totaling up to $8,000 per year. Renewable.||High school records provided for admission must indicate student's semifinalist or finalist selection.|
|Centennial Hall Scholarships||Students with financial need who reside on campus in Centennial Hall.||Amount varies based upon financial need.||Students must complete the FAFSA, available at www.fafsa.gov|
State and Federal Government Grants
|Scholarship or Grant||Eligibility||Amount||Where to Apply|
|Federal Pell Grant||Accepted or enrolled full-time, three-quarter-time, half-time, or less than half-time undergraduate students who demonstrate financial need.||From $593 to $5,920.||Students must submit the FAFSA, available at www.fafsa.gov.|
|Federal Supplemental Educational Opportunity Grant (FSEOG)||Full-time, three-quarter-time, or half-time undergraduate students with exceptional need.||Up to $4,000, depending upon need and college expenses.||Students must submit the FAFSA, available at www.fafsa.gov.|
|New York State Tuition Assistance Program (TAP)||Full or part-time students at any accredited college in New York State. Resident of New York State. Must demonstrate financial need.||$500 to $5,165 for undergraduates, depending on NYS net taxable income and dependency status.||Students must submit the FAFSA, available at www.fafsa.gov and the TAP Application, available at www.hesc.ny.gov.|
|Part-Time New York State Tuition Assistance Program (TAP)||TAP eligible undergraduate students enrolled in 6-11 credit hours per semester.||$250 to $4,735 based on a prorated percentage of the full-time TAP grant equivalent.||Students must complete the FAFSA and the TAP application.|
|Educational Opportunity Grant (EOP)||Undergraduate students. Resident of New York State. For educationally and economically disadvantaged students.||Varies according to individual need. Applicants must submit the Federal Income Tax Form.||Guidelines are in the SUNY Application for Admission. Submit the FAFSA.|
|New York State Science, Technology, Engineering and Mathematics Incentive (STEM)||
Undergraduate students. Resident of New York State. Top 10% of high school class. Must enroll in STEM approved major, reside and work in STEM related field in New York State for 5 years following graduation. 2.5 cumulative GPA each semester.
|Up to full tuition, depending on eligibility for other New York State grants and scholarships. May affect eligibility for SUNY-ESF grants and scholarships.||Students must complete the NY STEM Scholarship application, available at www.hesc.ny.gov. Recipients must also sign a service contract.|
|New York State Excelsior Scholarship||Undergraduate students. Resident of New York State. Total familly Federal Adjusted Income not exceeding $100,000 (2015 Tax Information) for the 2017-2018 school year; $110,000 (2016 Tax Information) for the 2018-2019 school year; $125,000 (2017 Tax Information) for the 2019-2020 school year.||Up to $5,500, depending on eligibility for other grants and scholarships. May affect eligibility for SUNY-ESF grants and scholarships.||Students must complete the Excelsior Scholarship application, available at www.hesc.ny.gov. Residents must also sign a residency contract and meet numerous other requirements. Details are available at www.esf.edu/financialaid/excelsior.htm.|
|New York State AIMS Scholarship||Undergraduate students. Resident of New York State.||$500 per year.||Students must complete the AIMS Scholarship application, available at www.hesc.ny.gov.|
Federal Student Loans
|Loan Program||Eligibility||Amount||Where to Apply|
|Federal Perkins Loan||For all full-time, three-quarter-time, or half-time undergraduate students with financial need. Students borrow from the College on their own signature (no cosigner required). Note: the Perkins Loan Program is currently scheduled to end after the 2017-2018 school year.||Amount varies according to student's need. The total loan limit is $27,500 for an undergraduate program. No interest while in school. Repayment at 5% interest begins 9 months after leaving school. Up to 10 years to repay. Average loan in 2015-2016 was $1,531||Students must submit the Free Application for Federal Student Aid (FAFSA). www.fafsa.gov|
| Federal Direct Loan
NOTE: Repayment begins 6 months after you graduate or fall below half-time status. You have up to 10 years to repay the loan. There is a 1.066% origination fee (for the federal government) deducted proportionately from your loan proceeds. The 2017-2018 interest rate is 4.45% for undergraduate student loans and 6.00% for graduate student loans.
| For all full-time, three- quarter-time, or half- time
students. There are subsidized loans (interest-free while in school)
and unsubsidized loans (student responsible for interest while in
Students borrow from the Federal Government. Loans are
processed through the College.
NOTE: Direct loans may be subsidized or unsubsidized or a combination. A subsidized loan is such that interest does not accrue while the borrower is in school. An unsubsidized loan is such that the borrower must make interest-only payments while in school or allow interest payments to be added to the principal.
NOTE: Average subsidized loan was $4,100 for undergraduate students in 2016-17. Average unsubsidized loan was $3,934 for undergraduate students and $11,473 for graduate students in 2016-17.
|Dependent Students: The
maximum per year is $5,500 for freshmen, with no more than $3,500
subsidized; $6,500 for sophomores, with no more than $4,500 subsidized;
$7,500 for juniors and seniors, with no more than $5,500 subsidized.
The borrowing limit for dependent undergraduate students is $31,000,
with no more than $23,000 subsidized.
Independent students or students whose parents cannot borrow under the Federal Direct PLUS Loan Program: The subsidized and unsubsidized maximum per year is $9,500 for freshmen, $10,500 for sophomores, and $12,500 for juniors and seniors. The borrowing limit for independent undergraduate students is $57,500, with no more than $23,000 subsidized.
Graduate or Professional Students: The unsubsidized maximum is $20,500 per year (borrowing limit is $138,500 over lifetime in school). Interest subsidized loans will not be available to new borrowers after 7/1/12.
|Students must submit the Free Application for Federal Student Aid (FAFSA). www.fafsa.gov|
|Federal Direct PLUS Loan||For parents or guardians of financially dependent undergraduate students. Graduate students may also borrow Direct PLUS loans.||The maximum is the cost of education at ESF minus any estimated financial aid. Borrowers must meet established credit criteria. Loan repayment begins 60 days after the loan is fully disbursed. The 2017-2018 interest rate is 7.00%. There is a 4.264% loan origination fee.||Students must submit the Free Application for Federal Student Aid (FAFSA). www.fafsa.gov|