The Home Owners Loan Corporation (HOLC) was a federal
agency established by an act of Congress in 1932. This research investigates the affects
of the HOLC's practice of neighborhood assessment which became known as
"redlining". Redlining became the basis of granting or denying mortgage money in
cities across the United States. The purpose of this research is to raise questions
concerning the affects of redlining on American cities in the late 1930's, 1940's, and
1950's. These effects will be illustrated through a case study of the city of Syracuse. A
series of maps will illustrate the conditions of the city at the time HOLC policies were
enacted and changes up to the 1950's. Text will be used to explain the HOLC appraising
methods and the resulting financial implications.
Page maintained by Russell Briggs.
Last modified
July 19, 1999