Federal Perkins Loans Loan Programs
Please note - the Perkins Loan Program has officially ended and scheduled disbursements can only be made through the end of the 2017-2018 academic year. While there is hope that the program could be restored or renewed in a modified form, currently no new loans can be offered or processed. The information below is provided for informational purposes and to assist current Perkins Loan borrowers.
Federal Perkins Loans are long-term, low-interest loans awarded to students by SUNY ESF based on financial need and fund availability.
Apply for a Loan NowFederal Perkins Loan Amounts
The amount available in Federal Perkins Loan funding will vary for each student. In general, amounts offered will range from $1,000 to $4,000 per year. The amount offered will tend to decrease as the student advances in class year and Federal Stafford Loan eligibiity increases.
Federal Perkins Loan Terms and Conditions
Interest Rates
Federal Perkins Loans have a fixed interest rate of 5.00%.
Fees
There are no fees for Federal Perkins loans.
Repayment
In most cases, regular loan payments begin after the loan grace period,
or 9 months after the student graduates, leaves school, or drops below
half-time enrollment. Repayment will initially be scheduled for
fixed monthly payments over a 10 year period. SUNY ESF will
transfer all loan records to the SUNY Student Loan Service Center
following a student's separation from the school. Following the
transfer, all loan transactions should go through the SLSC.
How to Apply for a Federal Perkins Loan
Students should complete the following steps to apply for a Federal Perkins Loan:
- Complete the Free Application for Federal Student Aid (FAFSA)
- Accept the Federal Perkins Loan on the Financial Aid Award
Notification Letter
Please note: students who have not been offered a Federal Perkins Loan are not eligible to complete an application.
- Collect the following information:
- Social Security Number
- Federal PIN
- Name, address, and phone number for a parent or relative and two personal references
- Go to the Student Loan Service Center website at http://slsc.albany.edu/borrowers/
- Click "Access and Sign Your Electronic Documents"
- Follow the provided instructions to complete the Perkins Loan Master Promissory Note and Entrance Interview
Please be sure to save the web address and your SLSC PIN number in order to access your account information in the future.
Last updated on March 20, 2018
Your Financial Aid Account
- Undergraduate Applicant Portal (complete Admissions tasks and create your ESFiD)
- Current Students - Years 2019-2020 and Earlier (MyESF - ESFiD Required)
- All Students - Years 2020-2021 and Later (Banner Self-Service - ESFiD Required)
Contact Information
Office of
Financial Aid and Scholarships
113 Bray Hall
1 Forestry Drive
Syracuse, NY 13210
(315) 470-6706
(315) 470-4734 (Fax)
finaid@esf.edu
Important Codes
- SUNY ESF Federal School Code: 002851
- SUNY ESF TAP Codes:
- Undergraduate-0950
- Graduate-5555