Student Health Insurance Policy
All full-time domestic (undergraduate and graduate) and international students are required to have health insurance coverage. ESF strongly encourages each student to review the ESF Student Health Insurance Plan (ESF Student Plan) and any other insurance coverage they may have. Each insurance company has specific rules regarding health insurance coverage and it is the student’s responsibility to determine if his/her individual or family health insurance plan is accepted by Central New York health providers, particularly Crouse Medical Practice, which is a preferred provider of health care to ESF students. Therefore, it may be prudent to purchase the ESF Student Plan if the student’s individual or family health insurance coverage will not cover services away from his/her home community.
REASON FOR POLICY
Requiring students to have health insurance is a requirement at most colleges and universities (nationally) and ensures that students are able to access health care services when needed, and that our students have access to an affordable, cost-effective private insurance plan with benefits that have been carefully reviewed and approved by the College.
SCOPE OF POLICY
This policy applies to:
ESF Student Handbook: http://www.esf.edu/students/handbook
SUNY policy on Student Health Services: https://www.suny.edu/sunypp/documents.cfm?doc_id=53.
ESF health insurance information: http://www.esf.edu/health/
ESF Student Health Insurance Plan information: http://www.haylor.com/college/suny-esf/.
ESF Student Health Insurance Plan benefits summary: http://www.haylor.com/wp content/uploads/2014/06/SUNY-ESF-Benefit-Summary-w-HFC-Info2.pdf.
ESF Student Health Insurance Plan waiver information:
Information about the relationship between ESF and Crouse Medical Practice:
International student health insurance requirement information: http://www.esf.edu/international/health.htm.
SUNY International Plan information: http://www.esf.edu/international/documents/StudentGuideInbound.pdf
Vice Provost and Dean for Student Affairs: http://www.esf.edu/students/dean/
Specific questions should be directed to the following:
Subject: Policy Clarification and General Information
Contact: Anne E. Lombard, Vice Provost and Dean for Student Affairs
Office E-mail/Web Address: email@example.com
A student enrolled at the College of Environmental Science and Forestry (ESF) who is an undergraduate enrolled in 12 or more credit hours during the fall and/or spring semester(s) or a graduate student enrolled in 9 or more credit hours during the fall and/or spring semester(s). All non-international students meeting these credit hour guidelines are required to have and maintain health insurance coverage from the first day of matriculation into classes or participation in pre-class events and activities such as new student orientation, athletic training, etc.
A student enrolled at the College of Environmental Science and Forestry (ESF) who possess a F-1 or J-1 status. All ESF international students are required by federal law and State University of New York (SUNY) policy to have and maintain international health insurance.
ESF Student Health Insurance Plan Year
The coverage period for the ESF Student Health Insurance Plan as determined by the
College of Environmental Science and Forestry and the plan provider.
For 2018-19, the Plan Year is from August 15, 2018-August 14, 2019.
Effective Fall 2016, all full-time domestic ESF students (undergraduate and graduate)
are required to have and maintain health insurance coverage from the first day of
matriculation into classes or participation in pre-class events and activities such
as new student orientation, athletic training, etc.. ESF will automatically enroll
each student in the ESF Student Plan, which is an affordable, cost-effective private
insurance plan with benefits that have been carefully reviewed and approved by ESF.
Details about this plan, which is administered by insurance agency
Haylor, Freyer & Coon, can be found here: http://www.haylor.com/college/suny-esf/.
A summary of the ESF Student Plan benefits can be found here:
http://www.esf.edu/health/insurance.htm. Part-time students, as well as spouses and dependents of ESF students, are eligible to purchase this plan if interested.
As required by federal law and SUNY policy, ESF’s international students (F-1 or J-1
status) must have and maintain international health insurance. International students
are not required to enroll in the ESF Student Plan or submit information to waive
out of the plan. Instead, all
international students will be automatically enrolled in the SUNY International Student Insurance Plan (SUNY International Plan) administered by GeoBlue prior to matriculation. In addition to F-1 and J-1 students, J-1 visiting scholars and J-2 dependents of ESF-sponsored J-1 persons will also be required to enroll in the SUNY International Plan. These persons will not be automatically enrolled and will need to purchase their coverage on an individual basis from the Cashier’s Office. Spouses or dependents of ESF international students are eligible to purchase the plan if interested.
Effective Fall 2017, the cost of annual health insurance coverage, through the ESF Student Plan, will appear annually on each student’s Fall tuition bill.
If the student already has individual or family health insurance coverage and does
not wish to enroll in the ESF Student Plan, the student can opt out of the ESF Student
Plan by logging into MyESF and filling out the online waiver information form, which
includes providing the name
and phone number of the insurance company, the name of the policy holder, the insurance identification number, and the student’s relationship to the policy holder. Students must waive out annually.
Directions for how to waive out of the ESF Student Plan can be found here: Waiving the Student Health Insurance
The waiver request must be submitted before September 30th each year or the student will be automatically enrolled in the ESF Student Plan.
For full-time students who enroll beginning in the Spring semester, they will be charged
only the Spring (prorated) rate for the ESF Student Plan. For those students who already
have health insurance coverage and do not wish to enroll in the ESF Student Plan,
they must submit the
above-mentioned online waiver request through MyESF before February 15th.
For international students, each student will be automatically enrolled in the SUNY
International Plan. F-1 Visa holders who hold a Graduate, Teaching or Research Assistantship
may be eligible and/or required to enroll in their assistantship insurances. For any
international students who opt into assistantship insurance, they will be eligible
to waive out of the SUNY International Plan. To do so, they must provide a copy of
their assistantship insurance card to the Cashier's Office. Students may also waive
out of the SUNY International Plan for (a) approved religious
objections, or (b) having an approved comparable coverage plans. To submit this waiver, students should submit a request via the SUNY waiver site at: http://hthworldwide.force.com/SUNY. These waivers will be handled on an individual basis in consultation with Crouse Medical Practice and GeoBlue Insurance. Either waiver process must
be completed prior to September 30th for the Fall semester or February 15th for the Spring semester. For further information on international health requirements, please review: http://www.esf.edu/international/health.htm.
All international students who are granted waivers from enrolling in the SUNY International Plan will still be auto-enrolled in the supplemental Medical Evacuation and Repatriation Insurance. This insurance is non-waivable.
All other international persons who are either required or interested in purchasing
International Plan must do this on an individual basis at the Cashier’s Office.
- All questions regarding domestic health insurance at ESF should be directed to the Division of Student Affairs (general questions) at 315-470-6660 and the Bursar's Office (billing question) at 315-470-6652.
- Crouse Medical Practice can be reached at 315-766-1628. Further information about the relationship between ESF and Crouse Medical Practice can be found here: https://crousemed.com/locations/suny-esf-student-health-center/.
- All questions regarding international health insurance at ESF should be directed to the College's Office of International Education.
- All questions about the SUNY International Plan should be directed to GeoBlue Insurance at 1-844-268-2686
No forms are associated with this policy.
Issued: March, 2018